Whenever you are injured or become sick as a result of your job, you may be entitled to compensation from your employer. This protection—workers compensation— is a safety net for employees that are injured on the job. Baker & Harris Law can help you with your workers compensation claims in Idaho. Your workers compensation settlement is important and should be handled by an experienced workers compensation attorney.
Workers compensation benefits are covered under an insurance policy held by the employer, and the insurance company is the one that will be negotiating your workers compensation settlement with you. This can be a complicated process that varies from state to state.
By working with an attorney, you can ensure that you are receiving fair compensation for your injuries or illness. Medical care, the extent of disability, and loss of income are all factors to consider in determining the settlement amount.
There are several types workers compensation benefits. You should consult with an attorney to determine the benefits to which you may be entitled. Attorney Jonathan Harris provides free workmans compensation consultations to help answer your specific questions.
Some of the workers compensations benefits include the following:
Permanent partial impairments. If you have sustained a permanent impairment to part of your body as a result of a work-related injury or illness you are entitled to receive an impairment rating and compensation based on the level of the rating.
Total permanent total disability. If you have a work related illness or injury which renders you incapable of being gainfully employed then you are likely entitled to total permanent disability benefits. Total permanent disability benefits consist of a monthly benefit that would be paid to the injured worker for their life time. If you believe that you have a claim for total permanent disability you should consult with an experienced workers comp attorney. Insurance companies will typically vigorously contest claims of total permanent disability so you will likely need an attorney to effectively advance your claim.
Temporary disability and the cost of medical treatments are also covered by workers compensation insurance. Wage loss benefits should be paid to you while you are recovering from your injury or accident. The costs of all medical treatments directly related to your injury or illness should also be paid by the insurance company. If you have anticipated future medical costs, they can be included in your settlement.
Negotiating future medical costs to be covered in your workers compensation settlement can be difficult, as you will need to estimate your future costs for doctors’ visits, physical therapy, surgery, medications, and potential hospital stays. If you want to receive the greatest level of compensation, a workers compensation attorney should negotiate the workers comp settlement.
If at any point you don’t fully understand what is happening in your workers compensation case, you should consult an attorney. The specific terms and conditions of your settlement along with your settlement amount can change if you receive additional benefits such as Social Security, and you should clearly understand what is included in your settlement.
It is usually in your best interest to enlist the help of a specialized workers compensation attorney to negotiate, structure, and explain the legal implications of your workers comp settlement. If you are not sure about the workers compensation settlement process, or feel like you are not being offered a fair settlement, an attorney at Baker & Harris Law in Blackfoot can help you receive fair compensation for your work-related injury, illness or disability. Call Baker & Harris Law to schedule a FREE workers compensation consultation.